Page 20 - 109年臺灣原住民族企業狀況調查

inventory management systems (31.03%); and accounting
information systems (21.66%).

3. In response to the pandemic, 21.90% of indigenous enterprises

have changed their operational and sales methods. Among them,

the most adopted change is "starting to manage social media
presence" (12.97%), followed by "joining food delivery platforms"

(3.47%), "selling goods through social media applications" (3.25%),

and "starting to utilize mobile payment" (3.16%). Meanwhile,

78.10% of indigenous enterprises have made no changes in

response to the pandemic.

V. Statuses of applications for loans and government grants:

1. Indigenous enterprises are most familiar with the "Indigenous

Comprehensive Development Loan Fund" policy (60.42%),

followed by the Protection Act for the Traditional Intellectual

Creations of Indigenous Peoples (40.22%), relief and stimulus
measures (31.20). Policies that help with obtaining credit guarantee

are the least known (23.15%).

2. Of all indigenous enterprises, 14.76% have applied for an

Indigenous Comprehensive Development Loan Fund. Among them,

most (6.36%) applied for microeconomic activity loans, followed
by youth entrepreneurship loans (5.98%). Enterprises that have

never applied for a loan through this policy account for 85.42%.

3. Among the enterprises that have applied for an Indigenous

Comprehensive Development Loan Fund, 75.86% had their
applications approved, and the average loan amount is

NT$1,115,100. For enterprises with unapproved applications, the

reasons for application rejection were mainly "the applicant is not

eligible to apply" (18.12%), "lack of collateral" (18.12%), and
"incomplete application documents" (17.80%).

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